Contact a Purchase Loan Specialist
When selecting a lender, borrowers are looking for reliability and trustworthiness above all else. They want to know that the organization that they are working with is willing to be upfront and honest when it comes to loan terms and pricing. They also want to know that their lender understands which loans programs or term options are best for them based on their personal needs and financial situation.
At California Mortgage Advisors Inc., our borrowers have faith in us as a lender because they believe in our Mortgage Advisors. With an average of over 12 years of industry experience, our Mortgage Advisors understand the ever-changing landscape of the mortgage business. They are available for unbiased advice and loan suggestions now at (800) 927-6560. Are you ready to get started? You can apply here online.
Experience
At CMA, experience means that our Mortgage Advisors understand what to look for when determining borrower needs. Less experienced lenders focus on telling the borrower what they want to hear, regardless of what is in the borrower’s best interest. Experience also means our Mortgage Advisors have access to an extensive network of supporting team members so that if they can’t answer a borrower’s question, they have access to team members such as Senior Underwriters and product specialists who can assist with the questions.
Full Disclosure
Inexperienced lenders often make the mistake of offering borrowers platitudes and vague descriptors in place of concrete information when it comes to loan terms and conditions. This leads to inevitable confusion and resentment when the actual terms are finally discussed.
At CMA, our purchase specialists place extra emphasis on communicating specifics to borrowers at every step of the application and closing process. Our Mortgage Advisors don’t have to mislead borrowers with generalities about loan terms because it is our mission and goal to provide detailed and accurate information from the very beginning of the loan process. Our borrowers don’t have to deal with loan terms that magically change between when borrowers are obtaining a quote and when borrowers attempt to lock in terms. They also don’t have to worry about surprise fees appearing at random intervals. All anticipated fees and expenses are presented to borrowers as openly and honestly as possible.
Decision Support
There is no such thing as a perfect mortgage or an ideal loan. Every loan is a complicated combination of upfront costs, interest rates, and processing convenience. The “perfect loan” only exists to the extent that it meets borrower expectations. The worst thing that any borrower can do is decide about which loan to select based on a poor understanding of one or more loan factors or because of misinformation.
At CMA, our purchase specialists take decision support very seriously. Inexperienced lenders make assumptions about customer knowledge or provide poor explanations for industry terms. This is either because they are intentionally attempting to mislead borrowers or because they simply don’t know any better. A CMA Mortgage Advisor will never pressure borrowers to accept particular terms or conditions. Their job is not to push borrowers towards one particular loan program but to educate borrowers to the point that they can decide on their own.
At California Mortgage Advisors Inc., we genuinely believe that we offer our customers the best mortgages in the industry. We have offered a variety of loans since 1993, which means our Mortgage Advisors have successfully matched tens of thousands of borrowers with loans tailored to meet their needs and unique financial situations. Our Mortgage Advisors are available at (800) 927-6560 to answer your questions.
Are you ready to get started? You can apply here online or call (800) 927-6560 to speak with one of our Mortgage Advisors.
