Loan officer: Scott Baer, California Mortgage Advisors. Property type: Single-family home. Appraisal price: 980,000. Loan amount: 475,000. Loan type: 30-year fixed. Rate: 2.576%. APR: 2.709%. Backstory: The year 2020 has been a challenging year for so many people. One of the few silver linings to come out of our current pandemic is historically low interest […]