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Just Approved: Adapting the mortgage approval process during a pandemic

Loan officer: Scott Baer, California Mortgage Advisors. Property type: Single-family home. Appraisal price: 980,000. Loan amount: 475,000. Loan type: 30-year fixed. Rate: 2.576%. APR: 2.709%. Backstory: The year 2020 has been a challenging year for so many people. One of the few silver linings to come out of our current pandemic is historically low interest […]

Decline in All-Cash Buyers Leads to a More Affordable Housing Market

Getting into a home maybe much easier for many, now that all-cash buyers have significantly dropped off.  Recent data, from Zillow and other, suggests that buying a home for most families with a traditional mortgages has been helped because all cash buyers are leaving the market. Whereas, some of the least expensive housing areas like […]