Louis Holtkamp DRE# & DBO: 02431281 NMLS#: 2809798 Phone: 916-695-0157 Email: LHoltkamp@calmtg.com Profile Whether you are a first-time homebuyer or a seasoned investor, I am here to help navigate the sometimes-complicated world of securing a loan, making it as understandable, transparent and manageable as possible. Communication and information are key. Every Client and their situation…

Toni Tang DRE# & DBO: 00965816 NMLS#: 308987 Phone: 415-250-8028 Email: Ttang@calmtg.com Profile With 30 years of experience in the mortgage industry, Toni brings a wealth of knowledge, experience, and personal attention to every client she serves. Her goal is simple: to make the mortgage process as smooth, straightforward, and stress-free as possible. Clients value…

Larry Martinez DRE# & DBO: 00866859 NMLS#: 256787 Phone: 415-308-4466 Email: Lmartinez@calmtg.com Profile Looking for a mortgage broker who has seen everything? We do ALL mortgage loans. With 25 years of expertise and only raving 5 star reviews, every client gets special attention. The rate is always important and issues are MY problem. Communication is…

Mike Dougherty DRE# & DBO: 01397012 NMLS#: 256705 Phone: 415-350-2400 Email: Mdougherty@calmtg.com Profile With 25 years of experience as a licensed mortgage agent, Mike has decades of experience and has built a reputation for getting deals done. Since 2001, Mike has managed a large portfolio of residential and commercial lending and financing, helping clients from…

Robert Schiff DRE# & DBO: 00671807 NMLS#: 299929 Phone: 415-515-1941 Email: Rschiff@calmtg.com Profile I am a mortgage broker with a comprehensive understanding of real estate financing from every perspective—as a broker, a lender, and a borrower myself. My hands-on experience includes building new properties, purchasing real estate, remodeling, and helping clients navigate their financing needs.Having…

Gautam Chinai DRE# & DBO: 01002980 Phone: 415-451-4777 Email: gchinai@calmtg.com Profile Since 1993, Gautam has been advising Californians on homeownership and helping them make informed mortgage decisions. With more than three decades of experience and over $1 billion in loans secured, Gautam brings extensive industry knowledge and a client-first approach to every relationship. His philosophy…

Angela Camacho DRE# & DBO: 6054718 Phone: 415-451-4888 x385 Email: Acamacho@calmtg.com Profile

AJ Ratto DRE# & DBO: 02011840 NMLS#: 1619639 Phone: 415-451-4888 x268 Email: Aratto@calmtg.com Profile I’ve been a mortgage broker since graduating college in 2005, and it’s the only business I’ve ever known. My practice is built entirely on referrals, which means my clients come to me because someone they trust sent them. I take that…

Jack Terrell DRE# & DBO: 00992181 NMLS#: 103232 Phone: 415-451-4888 x200 Email: Jterrell@calmtg.com Profile

Lee Baer DRE# & DBO: 01178601 NMLS#: 265187 Phone: 415-451-4888 x223 Email: Ldbaer@calmtg.com Profile Mortgage Loan Officer Lee David Baer and CMA, Inc. have been based in Marin County for over 30 Years and on the Better Business Bureau Honor Roll Emphasis on Fostering Long-Term Relationships Residential, Investment, Land, Hobby Farm, Cannabis, Commercial and Mixed-Use…